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Is it possible to get a $25,000 loan?
Posted on November 16th, 2009 2 comments
~life sucks~ asked:
I need to borrow 25k. My bank doesnt give unsecured loans for that amount. I just bought my house and am pretty sure I dont have 25k equity in it. So, a second mortgage is out. Are there any legit companies out there that will lend that kind of money to a person with good (not excellent) credit? If need be I have a co signer with excellent credit willing to help me. The purpose of this loan is for debt consolidation. I just want to pay off all those credit cards, have one monthly payment and start over. Bankruptcy is not an option. My credit is decent and I want to keep it that way. Serious advise only please.
SusanPersonal Finance Bankruptcy, Co Signer, Credit Cards, Credit Help, Debt Consolidation, Loan Consolidation, Money, Second Mortgage, Unsecured Loans2 responses to “Is it possible to get a $25,000 loan?”
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There are companies that specialize in this. Look them up under debt consolidation on the internet, and pick one for your area. Then ask.
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sarah a November 19th, 2009 at 14:55
Ok, here is some good options for you.
1) try wells fargo finance Not a bank it is a finance store that is where i work. ask for a personal line of credit. your APR will be higher like 15%. if you dont have a wells fargo finance MBNA specialized in these.
2) after 2 years then get a Home equity loan or line of credit in with you payment will be spread over more time and your apr will be much better.
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iritadragon November 16th, 2009 at 16:50