mortgage loan advice » Insight http://mortgageloanadvice.org get mortgage loan advice here Sun, 05 Feb 2012 16:08:48 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Where can I get financial consultation or advice on student loans, consolidation, credit scores and mortgages? http://mortgageloanadvice.org/personal-finance/where-can-i-get-financial-consultation-or-advice-on-student-loans-consolidation-credit-scores-and-mortgages/ http://mortgageloanadvice.org/personal-finance/where-can-i-get-financial-consultation-or-advice-on-student-loans-consolidation-credit-scores-and-mortgages/#comments Tue, 27 Jul 2010 18:22:04 +0000 http://mortgageloanadvice.org/personal-finance/where-can-i-get-financial-consultation-or-advice-on-student-loans-consolidation-credit-scores-and-mortgages/
Ryan asked:


I am a graduate student nearing graduation and have a heafty student loan around 160k. In addition, my credit score is poor because of a few missed payments. I would like to talk with someone who can give me unbiased advice on how to tackle my student loans as well as provide insight on possibly buying a house, consolidating my debt and raising my credit score.

Tamara
]]> http://mortgageloanadvice.org/personal-finance/where-can-i-get-financial-consultation-or-advice-on-student-loans-consolidation-credit-scores-and-mortgages/feed/ 1 Renting my house while trying to remodify the loan – do I have to continue to pay the mortgage? http://mortgageloanadvice.org/renting-real-estate/renting-my-house-while-trying-to-remodify-the-loan-do-i-have-to-continue-to-pay-the-mortgage/ http://mortgageloanadvice.org/renting-real-estate/renting-my-house-while-trying-to-remodify-the-loan-do-i-have-to-continue-to-pay-the-mortgage/#comments Sat, 05 Jun 2010 07:06:19 +0000 http://mortgageloanadvice.org/renting-real-estate/renting-my-house-while-trying-to-remodify-the-loan-do-i-have-to-continue-to-pay-the-mortgage/
Kristen asked:


So, I’m in the process of trying to have my loan “re-modified” as I’m upside down in my house now (I bought it for $310,000 2.5 yeras ago, I owe $240,000 on it now, and it would only sell for about $210,000 if I’m lucky). So, I’m getting ready to have renters move into the house. They will not be paying me enough to cover my mortgage, but only a couple hundred dollars off. So, here’s where it gets tricky. Apparently to remodify a loan, the mortgage company won’t even entertain the idea until I am approx 3 months behind on payments, so I have stopped paying my mortgage in order to make this happen. BUT – when i have renters in the house, am I legally obligated to send their rent money into the mortgage company? Becasue that obviosuly negates what I’m trying to do. Any advice or insight?

Lauren
]]> http://mortgageloanadvice.org/renting-real-estate/renting-my-house-while-trying-to-remodify-the-loan-do-i-have-to-continue-to-pay-the-mortgage/feed/ 2