Jessica asked:


home? The 1st mortgage is current I owe them $250k. The property value is only $215k. The 2nd lienholder are “private investors”; and they have sent me a trustee sale notice which has no opening bid. I matched the recorders office instrument # and it belongs to another property which is not even my property! to me it seems like they are faking the notice of trustee sale becuase it is not recorded? I have been getting advice out there and Ive been told I can file a bankrupty ch13. What to do ? help? Can they foreclose even though my 1st mortgage is being payed current ? and plus there is no equity?

ps I stopped paying because I couldt afford to pay these private investors anymore an interest rate of 13%.

also the property is in California, LA county

Marcia